photo ©Moyan Brenn
The temperatures have dropped and leaves have begun to fall. These homeowner's maintenance tips will help keep your home and family safe through the autumn season
Clean and/or Replace Your Furnace Filter
Schedule annual furnace cleanings and inspections with a licensed professional in order to keep your furnace efficient and safe.
Check All Electrical Outlets For Fire Hazards Such As Frayed Wires Or Loose Plugs
In 2013, fire damage was responsible for $11.5 billion in property damage. Protect yourself and your home by practicing regular home maintenance.
Safeguard Your Home From Unwanted Pests And Vermin
Rodents, spiders, and cockroaches all can cause significant health issues. In addition, these pests can chew through wires, causing house fires.
Test All Smoke Alarms And Carbon Monoxide Detectors
An estimated 20% of all homes in the US do not have functioning smoke detectors, primarily because of missing or dead batteries. Over 150 people die each year due to Carbon Monoxide poisoning—dubbed the “invisible killer” because of its odorless and colorless nature. In addition to keeping your home and family safe, smoke alarms and carbon monoxide detectors may also allow you a discount on your homeowner's insurance policy. Ask your insurance agent to learn more.
Review Your Homeowner’s Policy
In order to make sure that you’re getting the best coverage, review your homeowner’s insurance policy with your insurance agent at least once a year. You may need to review your policy more often if you’ve made significant home improvements, or any large purchases that may require additional endorsements or “floaters”. You’ll also need to review your policy following any major life changes, such as marriage, divorce, or any other change in household size.
Insulate Water Pipes In Areas Exposed To Cold Temperatures
Water left in the pipes can freeze and expand, causing the pipes to burst and resulting in water damage to your property and belongings. Insulating your pipes will protect against damage, and can also increase efficiency, reducing your water and energy bills.
Clean Gutters And Downspouts To Keep Them Free From Leaves And Other Debris
Clogged gutters and downspouts can cause moisture to build up on the roof, resulting in mold and other types of damage. In addition, the leaves and debris may attract rodents and other pests. Keep your gutters and downspouts clear to avoid problems down the line.
Check The Roof For Any Necessary Repairs, And Replace Damaged Or Missing Shingles
Regular maintenance is vital to ensuring the overall health of your home and the proper coverage from your homeowner’s policy. Loose or damaged shingles can allow leaks, or even injury. Be safe and keep your roof in good shape.
Trim Trees And Bushes Back Away From Your Home To Prevent Potential Damage
Fallen trees and limbs cause millions of dollars of damage each year as they land on homes, vehicles, and power lines. Don’t wait for disaster to strike—trim trees and bushes back away from your property.
Have Your Chimney Cleaned And Inspected
Proper chimney maintenance can prevent impaired performance, smoke, and potential chimney fire.
To learn more about homeowner’s insurance,contact The Reis Group today!