With hurricane season in full swing, many people are thinking about how to best protect their homes and property. Though the task may seem daunting at first, there are a number of simple steps you can take to minimize the effects of a storm. These tips can help to prepare your home for a hurricane:
Clear gutters and downspouts. This can help prevent flooding and unnecessary pressure on your awnings.
Store lawn furniture, tools, and toys. Keep these items away from stairs and exits to prevent them from becoming dangerous airborne projectiles.
Examine trees and shrubs. Check for signs of damage and disease in your trees, and make sure trees and shrubs are well trimmed so they are more wind resistant.
Check your insurance policy. Some questions to ask:
- Do I have a higher deductible for wind and hail damage?
- Do I need a separate flood insurance policy?
- Is my home inventory up-to-date?
- Do I have enough personal property coverage?
- Does my homeowners insurance cover temporary living expenses if I’m displaced from my home?
Ask your insurance agent about specific hurricane coverage. To learn more, contact The Reis Group.