In older movies and television shows, “smart houses” seemed to be a thing of the distant future. Now, in 2016, we are closer to this idea than ever before. With new advances in home monitoring and sensors, it’s even possible to control your home with your smartphone. Did you know that some of these developments offer a credit on your homeowners insurance policy?
Safety monitoring is now more than just home security systems and fire alarms. There are now sensors that can not only detect moisture within the walls of your home and sound an alarm (known as passive detectors), but ones that can identify a leak and automatically turn off the water source (active detectors). There are also passive detectors that are made to send a warning at any indication of gas. These sensors can be self-installed on an individual appliance or for the entire home. Purchasing these high-tech sensors can warrant a 5-10% credit on your insurance policy.
Though functionality of “smart house” systems can vary by brand and type, the possibilities are vast when it comes to protecting your property, even when you’re away from your home. A homeowner now has the potential to:
- Receive alerts via email, text, or even video when someone enters or leaves your home.
- Control the thermostat, lights, and even the lock on the door by a push of a button, or by setting up a schedule for certain times of the day.
- Automatically send an alert to local authorities when windows or glass doors are broken.
- Real-time view, at all times, of any area within your home or yard.
Do you have any type of smart home technology installed and want to find out if your insurance carrier offers special credits? Call The Reis Group today and speak with our friendly and knowledgeable staff!