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Homeowner Insurance

from The Reis Group

Homeowner Insurance

For many Americans, homeownership is a dream come true. Unfortunately, natural disasters and other tragedies can threaten that dream. Theft, fire, flood and other events can also damage or destroy the things you keep in your home. Fortunately, you can protect your home, your family and your belongings with a customized homeowners policy from The Reis Group.

New York Homeowners Insurance

For nearly 50 years, The Reis Group has provided insurance for residents of the Hudson Valley and beyond. We cover both primary and secondary residences for our customers. In addition to traditional homeowners insurance, we also offer vacant dwelling policies and policies that cover rental properties.

Customized Policies

Homeowners insurance is highly customizable. Our agents work hard to make sure our customers get the coverage they need without paying for unnecessary features. You can choose the deductible amounts and coverage limits based on your needs and desired premium pricing. Higher deductibles usually come with lower premiums but require a higher out-of-pocket payment at the time of a covered event. Your agent can further explain these options to you.

With homeowners insurance from The Reis Group, you can also choose what types of events to cover. Comprehensive coverage is available for

  • Fire
  • Theft
  • Vandalism
  • Flood
  • Falling objects
  • Storm damage

Other Available Protection

Most homeowners insurance covers more than your home. Coverage often includes

  • Protection for your dwelling in the event of a covered accident, theft or disaster
  • Liability coverage if you are responsible for the injury of another person or damage to property anywhere in the world
  • Medical liability for guests should they be injured on your insured property
  • Additional living expenses to pay for housing if a covered event causes your home to become uninhabitable for a period of time, usually limited to two years
  • Coverage of belongings such as clothes, electronics, furniture and appliances should they be stolen or destroyed in a covered event
  • Scheduled personal property coverage to insure high-ticket items such as sports equipment, antiques, collectibles or musical instruments
  • Umbrella coverage to insure your home and belongings beyond regular limits

You can get a free quote from The Reis Group online. If you have questions concerning homeowners insurance or any of our other offerings, feel free to give us a call. We look forward to serving you.