What would happen to you and your family if you were unable to work due to a disability? Would you be able to continue making mortgage payments? Would you have what you need to feed and clothe your family? Would you be able to pay for medical treatment as you recovered from an accident, injury or illness? The right disability insurance could help.

The Reis Group offers individual disability insurance policies that are worth having. After taking the time to get to know you, we’ll shop our network of insurance carriers to find solutions that match your personal risks.

The Risk of Disability

The risk of disability is real. The U.S. Bureau of Labor Statistics indicates that before retirement, more than 40 percent of people will become disabled for a minimum of 90 days. In 2013, only 17.6 percent of disabled people were employed, and 34 percent of disabled workers worked only part time. If illness or an accident renders you or your spouse disabled, will you have the resources to maintain your current way of life? The right disability insurance policy can help.

Available Disability Policies

The Reis Group has a full selection of disability insurance options for individuals. With basic disability income insurance, you’ll have the security of primary income replacement in the event that you can no longer work due to a covered injury or illness. Mortgage disability income insurance, a more directed form of coverage, will help you make mortgage payments in the event of a covered total disability. Similarly, individual credit disability insurance helps customers with loan repayment in the event of a covered total disability.

Even if you have a disability policy through your workplace, you might need individual disability coverage to fill in the gaps when disaster strikes. Fill out our online quote request form to learn more, or call our office to speak with a representative.

Get a Free Disability Insurance Quote